Personal Solutions
PERSONAL CHECKING ACCOUNTS
Smart Checking
Personal Checking
Interest Plus Checking
Citizens Choice
1100 Account
Special 55
CONSUMER LOAN SERVICES
Overdraft Protection
Installment Loans
Mortgage Loans
Home Equity Loans
Student Loans
- Non - interest bearing account
- No minimum balance required
- No monthly service charge
- Comprehensive monthly statement
- Cash Card or Visa Check Card available
- Non - interest bearing account
- $300 monthly minimum balance or $600 average balance required
- If the monthly balance requirement is not met a $2.00 per month service charge and a $.20 fee per check processed will be assessed
- Comprehensive monthly statement including cancelled checks
- Cash Card or Visa Check Card available
- Interest bearing account (variable rate subject to change at any time)
- $700 monthly minimum balance or $1,200 average balance required
- If the monthly balance requirement is not met a $5.00 per month service charge and a $.20 fee per check processed will be assessed
- Comprehensive monthly statement including cancelled checks
- Cash Card or Visa Check Card available
- Interest bearing account (variable rate subject to change at any time)
- $1,000 monthly average balance required
- $6.50 service charge per month
- If the average balance falls below $1,000 an additional $.20 fee per check processed will be assessed
- 25% discount on all check purchases
- 1/2% interest rate reduction on all direct personal installment loans with automatic deductions from a checking account
- $2.00 annual credit on safe deposit box rental
- No fee with purchase of travelers cheques
- Comprehensive monthly statement including cancelled checks
- Cash Card or Visa Check Card available
- Interest bearing account (variable rate subject to change at any time)
- $10,000 monthly minimum balance required in deposits and/or loans
- If the monthly balance requirement is not met a $10 per month service charge will be assessed
- Free standard design checks or a $5 credit towards other styles (limit of two boxes per order)
- Comprehensive monthly statement including cancelled checks
- Cash Card or Visa Check Card available
Special 55 (Eligibility begins at age 55)
- Interest bearing account (variable rate subject to change at any time)
- No monthly minimum balance required
- No monthly service charge
- First 150 checks free (value up to $25)
- Comprehensive monthly statement including cancelled checks
- Cash Card or Visa Check Card available
Citizens State Bank of Shakopee offers no annual fee overdraft protection (Citizens Reserve Account). You will feel secure about your account knowing that should your account balance become negative you will be able to avoid costly overdraft charges, up to the established limit. The Citizens Reserve Account is tied to your checking account and will automatically be advanced into your checking account in $100 increments, should your checking account become overdrawn. Subject to credit approval.
Citizens State Bank of Shakopee offers a variety of installment loan options featuring flexible repayment terms, competitive rates, and automatic payment options. Contact us today to inquire about a car, boat, motorcycle, recreational vehicle or personal loan. Subject to credit approval.
Citizens State Bank of Shakopee will assist you in the home buying, home building, or home refinancing process. We offer competitive rates and personalized service. FHA and VA loans are also available. Subject to credit approval.
Citizens State Bank of Shakopee’s home equity loans financially assist you with the completion of home improvements, the consolidation of debts, the funding of secondary education, or the purchasing of new, used or recreational vehicles. Our home equity loans offer competitive rates, low fees and closing costs, checkbook access to funds and automatic payment options. Subject to credit approval.
Citizens State Bank of Shakopee supports the desire of individuals to further their education, by funding federal and supplemental student loans. Applications must be obtained at the student loan office of the college or trade school to which you are applying or attending and approved by Great Lakes Higher Education. You will simply write in Citizens State Bank of Shakopee as the preferred lender. Contact a banking representative to obtain our lender code.